Special Needs Planning

	Overall Family Goals
Emotional Support & Resources		Wills, Guardianship & Trust Planning
	Government & Medical Benefits

Preparing for the day you might not be around to care for your family is a concern all parents face. It is one of the most heartfelt and emotional planning considerations we undertake in working with our clients. As a parent or guardian of a child with special needs, your financial and estate planning needs become not only emotional, but more complex. Properly addressing even a small detail can make a substantial difference to you, your loved ones and your overall financial security. The financial and estate planning process for special needs dependents should consider:

• Your overall family's goals and objectives.
• Your family's present situation with regards to family support, financial resources, legal documents (wills, trusts and guardianship), investments, insurance and other emotional needs.
• Securing and protecting personal, governmental and public financial resources.
• Providing for adequate lifetime care or assistance.

At Centinel Financial Group, LLC, our professionals seek to understand the unique goals you have for your family, and your loved ones, and will work together with you to build a strategy that helps protect the care of your special needs dependent, as well as the overall financial goals and dreams for all of your loved ones.


For more information regarding Special Needs Planning, please contact:
 
Rich Harwood, CLU, LUTCF
(508) 528-1569 x105
rharwood@jhnetwork.com
www.richharwood.com